Massachusetts expanded a program offering up to $25,000 in zero-interest, deferred repayment assistance to first-time homebuyers earning up to 135% of area median income. The $25 million state investment aims to reduce upfront costs like down payments and closing fees. Eligible buyers must lock in a MassHousing mortgage between April 27 and July 31, 2026. The program replaces previous loans with interest rates of 2-3%, making homeownership more affordable.