In January 2026, Chicago's median home prices by tier are: Bottom $105,250, Starter $230,682, Mid $361,581, High $589,192, and Luxury $1,518,682. The median household income is $98,878. Nationally, median prices are higher in the bottom, starter, and mid tiers but lower in high and luxury tiers, with a median household income of $87,934. Housing affordability is expected to improve in 2026.