In Canada, first-time home buyer programs like the First Home Savings Account (FHSA) and the Home Buyers’ Plan (HBP) allow individuals to qualify as first-time buyers multiple times. To be considered a first-timer again, one must not have owned a qualifying home for a specified period. The FHSA permits contributions of up to $8,000 annually, while the HBP allows borrowing up to $60,000 from an RRSP. Provincial programs have stricter definitions, often requiring no prior home ownership at all.