Planning a winter getaway? Here's why travel insurance matters

Travel insurance is essential for protecting your trip and finances from unexpected events like illness, flight delays, or medical emergencies. Coverage options vary by trip type, including emergency medical, trip cancellation, multi-trip, and family plans. Existing insurance may have gaps, so review it carefully. Benefits like Cancel For Any Reason and flight delay compensation add flexibility. Travel insurance is valuable even for trips within Canada due to limited provincial coverage.