In January 2026, Miami's median home prices by tier are: Bottom $169,135, Starter $346,610, Mid $558,572, High $986,499, and Luxury $4,525,304, with a median household income of $78,152. Nationally, median prices are lower across tiers, with Bottom at $125,384 and Luxury at $1,341,493, and a median household income of $87,934. Housing affordability in Miami is expected to improve in 2026.