U.S. individual life insurance new annualized with excess premium rose 3% to $4.7 billion in Q2 2026, with policy sales up 8%. Whole life led growth, increasing 9% in premium and 11% in policies sold, driven by final expense market expansion. Variable universal life premiums grew 11%, term life premiums rose 7%, fixed universal life stabilized, and indexed universal life premiums declined 11% despite a 5% rise in policies sold.