Household growth in the U.S. is slowing, especially among young adults due to economic uncertainty and rising student loan delinquencies. Older adults (65+) are increasingly shaping the market, with their household numbers projected to rise but then decline over the next decade. Existing home inventory is growing, while new construction slows due to high costs. Home price growth has slowed but remains high, with affordability worsening. Rising housing costs have increased financial burdens on homeowners, slowing homeowner household growth.