Understanding your 2027 premiums

Premiums for health, dental, and vision insurance under ERS will increase in Plan Year 2027. Medicare-eligible retirees will see premium hikes starting January 1, 2027, while non-Medicare retirees' rates rose September 1. The State of Texas will continue covering 100% of health premiums for eligible retirees, but others, including those with dependents or part-time retirees, will face higher costs. Dental premiums will rise 12.5% to expand provider networks, and vision premiums will increase 7.5% due to higher usage and costs. Life insurance contributions will also increase proportionally.