



Review Your Debt: List balances, interest rates, and monthly payments to see whether refinancing could lower your overall monthly obligations. Use Home Equity Wisely: A refinance may let you combine high-interest debts into one mortgage payment, but compare total interest and all closing costs. Protect Your Cash Flow: Ask about penalties, rates, amortization, and affordability before extending your mortgage term or accessing equity. Ready to explore your options? Speak with a qualified Mississauga mortgage broker for a personalized debt-consolidation review—no obligation.