Becoming a Homeowner

The New York Mortgage Coalition offers a homeownership counseling program through nine nonprofit, HUD-Approved agencies, providing access to competitive, fixed-rate mortgages, closing cost grants, and downpayment assistance. Year-round education is available in various counties, covering financial management, credit establishment, budgeting, and mortgage qualification. A five-part webinar prepares participants for homeownership, followed by personalized counseling. Services are tailored to community needs and offered at no cost, with some agencies possibly charging small fees.

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